Duration: 1 day

Instructor: Fatih KURAN

Objective

This program aims to teach participants the fundamental concepts of financial mathematics using Excel applications and enable them to effectively use these skills in financial analyses within their work environments. Participants will gain both theoretical knowledge and practical skills in areas such as the time value of money, loan amortization, annuity calculations, and cash flow analysis.

At the end of the program, participants will be equipped to analyze financial data, make informed decisions, and create effective financial reports and tables.

Learning Outcomes

By the end of this program, participants will be able to:

• Perform fundamental financial calculations related to the time value of money using Excel.

• Prepare loan amortization schedules and repayment plans efficiently.

• Create professional-level annuity calculations and financial tables.

• Analyze cash flows to evaluate investment decisions.

• Accurately calculate costs of bank loans and deposit accounts, providing effective financial solutions.

Who Should Attend

• Sales Professionals: Sales teams offering financial solutions to customers and involved in loan structuring processes.

• Finance Specialists: Finance professionals looking to use Excel in financial analysis processes effectively.

• Investors and Entrepreneurs: Individuals wanting to analyze financial data for better investment decisions.

• Credit and Risk Managers: Professionals seeking in-depth knowledge of loan amortization, interest calculations, and risk analysis.

• New Graduates and Young Professionals: Those aiming to enhance their financial mathematics and Excel application skills for a competitive career edge.

Content

1. Time Value of Money

• Interest Calculations and the Concept of Accrual

• Future Value

• Present Value

• Net Present Value (NPV)

2. Annuities: Periodic Equal Payments and Other Payment Structures

• Calculations for Equal Period Annuities

• Future Value of Annuities

• Present Value of Annuities

• Equal Principal Repayment Schedules

• Calculations of Variable Repayment Schedules

3. Loan Amortization Schedules

• Accrued Interest

• Principal Repayment

• Remaining Principal

4. Deposit Accounts

• Nominal Interest Rate

• Effective (Real) Interest Rates

5. Bank Loans

• Cost of Discounted Loans

• Consumer Loans and Monthly Installments

• Calculating Average Loan Maturity

6. Cash Flow Analysis

• Concepts of IRR and MIRR

• Net Present Value (NPV)

• Payback Period

* The course involves Excel applications, and participants are required to bring laptops with Excel 2013 or a higher version installed.